{
  "schema": "builttoresist.uai.research-note.v1",
  "format_note": "Project-specific UTF-8 JSON research record with .uai extension; JSON mirror provided for standard retrieval. Not an AG-UI transport or third-party protocol.",
  "version": "0.63.0",
  "updated": "2026-10-12",
  "status": "conditional_extreme_scenario_not_prediction",
  "topic_id": "worst-case-income-and-household",
  "title": "Surviving the loss of household income",
  "canonical_url": "https://builttoresist.com/worst-case/income-and-household/",
  "central_finding": "Defend essential needs before arrears and paperwork compound.",
  "warning_sign": "A paycheck ends while rent, treatment, utilities, and account deadlines keep arriving.",
  "priority_actions": [
    "List bills by immediate harm: safe housing, essential care, water, heat/cooling, and food.",
    "Ask for documented hardship arrangements, benefits, insurance transitions, and lawful housing advice early.",
    "Keep identity, entitlement, employment, and medical records in protected physical and digital copies."
  ],
  "follow_on_actions": [
    "Create a seven-day resource ledger with actual supply quantities and next replenishment dates.",
    "Agree on childcare, transport, and expense sharing with trusted people before a crisis."
  ],
  "critical_limit": "A skill or a savings balance does not guarantee supply, services, or fair access in a severe downturn.",
  "source_reports": [
    {
      "set": "outside",
      "report_id": "WC-02-outside",
      "canonical_url": "https://builttoresist.com/worst-case/reports/outside/income-and-household/",
      "deep_link": "https://builttoresist.com/worst-case/reports/outside/income-and-household/#the-first-72-hours-administrative-severance-and-denial",
      "source_sha256": "211a1d08e0c5d5a9711182273d2a531110ca076f93bb384c59dafeb0e6a574ca"
    },
    {
      "set": "research",
      "report_id": "WC-02-research",
      "canonical_url": "https://builttoresist.com/worst-case/reports/research/income-and-household/",
      "deep_link": "https://builttoresist.com/worst-case/reports/research/income-and-household/#survival-needs-matrix",
      "source_sha256": "1134ba44a2492c804477b0b6847b80276a42dc706bc0596bb964568776922e5d"
    }
  ],
  "related_blank_forms": [
    {
      "id": "CD-01",
      "url": "https://builttoresist.com/continuity-desk/household-continuity-file/"
    },
    {
      "id": "CD-03",
      "url": "https://builttoresist.com/continuity-desk/fourteen-day-household-resilience-baseline/"
    },
    {
      "id": "CD-23",
      "url": "https://builttoresist.com/continuity-desk/financial-continuity-obligations-ledger/"
    },
    {
      "id": "CD-26",
      "url": "https://builttoresist.com/continuity-desk/document-replacement-case-tracker/"
    }
  ],
  "claim_status": "scenario-derived editorial synthesis; verify external public-health, legal and emergency instructions locally",
  "privacy": "Do not submit completed medical, identity, household, or location records to this site.",
  "editorial_participation_priority": "Cognitive liberty is the right to hear and be heard. Encourage voluntary, source-linked original public contributions rather than advice to retreat or self-silence.",
  "public_contribution_action": "Document how work, bills and services change in real households through voluntary, consent-based testimony and cited official notices.",
  "human_record_guide": "https://builttoresist.com/human-record/crisis-knowledge/",
  "editorial_boundary": "This new public-invitation layer is an owner editorial preference; scenario evidence, third-party consent, confidentiality needs, and medical/public safety limitations are not silently replaced."
}